Mr. Howard began his banking career in the loan operations department at Suntrust Bank in 1987. During his 9 years with Suntrust, he learned the many different functions of the bank's loan department. In 1996, he was hired by First Volunteer Bank to manage its loan operations. Mr. Howard and an assigned staff of eight people were responsible for a loan portfolio in excess of $383 million comprised of over 6,000 loans. Mr. Howard was actively involved in the growth and development of First Volunteer as a member of the Strategic Planning Committee. He was instrumental in streamlining operations during several mergers and also managed the $20,000,000 SBA portfolio of the bank. He then took a position as HMDA and CRA officer for the bank and worked in bank compliance for the next five years.
From 2005 to 2007, Mr. Howard was Vice President of Operations and Loan Closing Manager for a conduit loan origination operation which generated and closed over $300 million in commercial real estate and small business loans.
In his free time, Mr. Howard enjoys volunteering at the Tennessee Aquarium (for over 13 years). He has also been active as a Chattanooga Jaycee.
For over 22 years, Mike Howard has been a crucial part of the banking and finance world. He regularly attends workshops and conferences to keep up to date with the most recent developments and changes in banking policies and procedures.
Capital Growth Solutions is proud to have Mike Howard on its team of leaders!
CAPITAL GROWTH SOLUTIONS
6650 East Brainerd Road, Suite 212
Chattanooga, TN 37421
423-475-5700
email: info@capgs.com
